What’s on your mind when you’re setting off for a weekend trip into the great outdoors? Is it the possibility of an unforeseen accident that could end up costing you thousands of dollars?
Most likely it isn’t, that’s not a thought that anybody wants to have. The unfortunate reality is that if you’re heading out on your adventures without recreational insurance, what should be a relaxing adventure could become a very expensive headache.
Luckily, we’re here to help! Read this short guide to learn four things you need to know about recreational insurance!
It’s Not Just For Major Events
A lot of people think that outdoor recreational insurance is just something you pick up for big trips or events. The truth is that just like any other type of insurance policy, your recreational insurance policy is there to protect you everyday.
It’s just as important to have your RV or your ATV covered while it’s on your own property as it is when you’re out on a weeks-long camping excursion.
It’s More Than Liability Coverage
You may think that recreational insurance coverage is just a puffed up auto liability policy, but that’s a big misconception. When you have quality recreational vehicle insurance coverage you can have true peace of mind while out on the road in your RV.
A quality insurance policy will not only cover personal liability in the case of an accident, it can do a lot more for you. Let’s be honest, there’s a lot that could go wrong out on the road or in the wilderness and damages to your RV can be expensive to repair. With a comprehensive policy protecting your valuable property though, you will be able to breath easy and truly enjoy your time on the road.
Recreational Insurance Covers More Than Just Vehicles
Did you know that a recreational insurance policy can cover a lot more than just vehicles? There are policies available for all kinds of recreation, as well as for business that provide recreational services!
These policies can cover things like:
- Personal and business liability
- Medical expenses
- Property damage
- Legal fees
It’s For Businesses Too
If you are in the business of recreation then you need to be covered by a recreational insurance policy. Basic business liability insurance may not be enough to handle the specific needs of a business that provides recreational activities.
Not only do you need to consider your liability if someone injures themselves while using your facilities, services, or equipment, but you need to think about the equipment itself. Don’t risk your livelihood by not making sure that you have the best insurance policy for your business!
Is Recreational Insurance Right For You
We hope that you enjoyed reading our guide to recreational insurance! Our goal was to answer some of the questions that you may have had about what it is and what sorts of things it covers.
We understand that this was just a brief introduction and that you might have more questions about your specific needs.
We are here to help! Please get in touch with us today to discuss your recreational insurance needs!